Terms & Conditions

1. Acceptance of These Terms

By accessing or using this website, you agree to these Terms & Conditions and the Privacy Policy posted on this website.

If you do not agree with these terms, please do not use the website.

2. Informational Use of This Website

The information provided on this website is intended for general educational and informational purposes.

Website content is not intended to replace a personalized discussion about your individual insurance needs, eligibility, financial circumstances or other relevant facts.

3. Insurance Products & Availability

Insurance products, plan availability, eligibility requirements, benefits, premiums, underwriting requirements, limitations and coverage vary by carrier, product, location and individual circumstances.

Nothing on this website should be interpreted as a guarantee that a particular insurance product, benefit, premium or plan will be available or appropriate for any specific individual.

Coverage is subject to the terms, conditions, limitations and exclusions contained in the applicable insurance policy, contract, certificate or plan materials.

4. Medicare-Related Information

Wagner Integrity Insurance is not connected with or endorsed by the United States government or the federal Medicare program.

Wagner Integrity Insurance does not offer every plan available in your area. Currently we represent organizations which offer products in your area.

You may contact Medicare.gov or 1-800-MEDICARE to obtain information about all Medicare options available to you.

5. No Legal, Tax or Investment Advice

Information on this website is not intended to provide legal, tax, accounting or investment advice.

Visitors should consult appropriately qualified professionals regarding legal, tax, investment or other professional matters that fall outside the scope of licensed insurance services.

6. Accuracy, Updates & Website Availability

Wagner Integrity Insurance makes reasonable efforts to provide useful and accurate information. However, insurance products, regulations, carrier requirements and other information may change over time.

Website information may therefore be updated, corrected or removed without prior notice.

Wagner Integrity Insurance does not guarantee that this website will always be available, uninterrupted or error-free.

7. Third-Party Websites & Services

This website may contain links to third-party websites, scheduling systems, insurance tools, enrollment resources or other external services.

These third-party services are governed by their own terms, privacy policies and operating practices.

Wagner Integrity Insurance is not responsible for the content, security, availability or privacy practices of independent third-party websites.

8. Intellectual Property

Unless otherwise stated, the text, branding, graphics, layout and original content displayed on this website are owned by or used with permission by Wagner Integrity Insurance.

Website content may not be copied, reproduced, republished, distributed or commercially used without permission except as permitted by applicable law.

9. Prohibited Use

You agree not to use this website in a manner that could damage, disable, interfere with or compromise the website or its services.

Prohibited activity includes, without limitation:

• Attempting unauthorized access to website systems or data
• Introducing malware, malicious code or other harmful technology
• Using automated systems to interfere with the website
• Misrepresenting your identity when submitting information
• Using the website for unlawful, fraudulent or abusive purposes

10. Communications

When you voluntarily provide contact information, schedule an appointment or submit a request, Wagner Integrity Insurance may respond using the contact information you provide.

Telephone, email and text communications remain subject to applicable consent requirements and communication preferences.

Consent to receive marketing text messages is not a condition of purchasing an insurance product.

11. Limitation of Liability

To the extent permitted by applicable law, Wagner Integrity Insurance is not responsible for damages resulting solely from reliance on general website information, interruption of website access, technical errors, or the actions of independent third-party websites or services.

Nothing in these terms is intended to limit any right or remedy that cannot legally be limited under applicable law.

12. Changes to These Terms

Wagner Integrity Insurance may update these Terms & Conditions from time to time to reflect changes in website operations, business practices or applicable requirements.

The updated version may be posted on this page with a revised "Last Updated" date.

13. Contact Information

Questions regarding these Terms & Conditions may be directed to: